Don’t risk your company’s legacy. NextUnion offers holistic fiduciary advisory for SME succession planning in Germany, integrating corporate and private finances for a secure transition.
1. The Transition: The German Economy’s Biggest Silent Challenge (Introduction)
For the German Mittelstand, Small and Medium-sized Enterprises (SMEs) are not just businesses; they are the foundation of the economy and often the main wealth asset of a family. However, the process of SME succession planning is a minefield of fiscal, emotional, and structural complexities.
Many owners postpone the transition, fearing a loss of value or the disintegration of personal wealth. This is where the traditional advisory view fails, treating the company and the owner as separate entities. NextUnion steps in to bridge this gap, acting as your dedicated fiduciary advisor, ready to orchestrate a smooth and profitable transition.
2. H2: Why the Traditional Approach Fails in Succession Planning
The most common mistake is separating Corporate Finance from Private Wealth. The sale, transfer, or merger of an SME directly impacts the owner’s retirement, taxes, and legacy. If the company valuation is done in isolation (corporate side only), the final outcome for the family can be catastrophic.
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Problem: Lack of integration results in excessive taxes on the transfer of private assets or the over-decapitalization of the company to meet the retired owner’s needs.
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NextUnion Solution: Our holistic advisory ensures that every step of the SME succession planning is optimized for maximum fiscal and financial efficiency, considering both sides of the coin.
3. H2: The Three Pillars of the NextUnion Holistic Strategy (H3: Our Advantages)
The key to success is our ability to see the complete picture, ensuring continuity for the business and wealth security for you.
### H3: 1. Integrated Value Assessment (Corporate & Private):
We don’t just assess the market value of your SME. We determine how much of that value translates into secure net worth for your family, after taxes and transaction costs. This fiduciary view protects your interest above all.
### H3: 2. Efficient and Discreet Matchmaking:
If succession involves selling to third parties, our vast network across Europe and focus on the German Mittelstand guarantee discreet and efficient matchmaking. We identify strategic partners who not only pay a fair price but also share the long-term vision for the company.
### H3: 3. Fiduciary Structuring for Continuity:
From optimizing legal structures to negotiating exclusive conditions with third parties, we act with trust and continuity. We are by your side at every stage, ensuring your legacy is preserved and the SME’s future is secure.
4. H2: Secure Your Legacy with NextUnion (Conclusion and CTA)
The future of your SME and your wealth should not be left to chance. SME succession planning is an investment in security.
NextUnion is committed to being your long-term fiduciary partner, providing the personalized support that large institutions often deny to SMEs.